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What is Mortgage Management?


Accountants aid you in managing your taxes.

Financial planners, and stock brokers, aid you in managing your assets.

But who aids you in managing your debt?

For most of us our home is our largest asset, and also our largest debt.

Effectively managing this debt can help you to save thousands, even tens of thousands of dollars over the coming years.

The ArcLoan® Mortgage Management program has been developed over 20 years to provide programs and strategies that will help you to increase your savings. Whether you are purchasing a home, refinancing, or consolidating debt these strategies can help you. Every customer is automatically enrolled in The ArcLoan® Mortgage Management program.

Mortgage rates go in cycles. Understanding how to take advantage of these cycles can allow you to be in better control of your debt, and more importantly can provide you savings to help you become debt free!

When you work with us you are enrolled in our Mortgage Management Program. We will track interest rates and help you to take advantage of mortgage strategies known to very few. These strategies will enable you to INCREASE your savings and REDUCE your debt!

Did you know? A small savings of 1/4% in your mortgage rate (for low closing costs) can provide you enough savings to reduce the term of your loan by over two full years!

Did you know? Closing costs vary greatly depending on the state you live in. These closing costs are traditionally paid by the homeowner by either wrapping them into their new mortgage or paying them at settlement. On most mortgages there is a THIRD OPTION. The lender can pay your closing costs for you using a Lender Credit.

Heroes are entitled to an additional $500 to $1000 lender credit as part of our gratitude for your service!

Did you know? Interest rates can fluctuate as much as 1/2 of a percent in as little as a week. Often this happens before consumers hear about it from the national media.

This Weeks Average
National Mortgage Rates
(with Closing Costs -
Other Factors Apply)


Why Choose Us ?

Our Reputation:
Pro-Hero
Relationship Based
NOT One Time Sale Based

Our Endorsements:
Jordan Goodman
America’s Money Answers Man
MoneyAnswers.com

Homeland Security Foundation
"This is an important program, and we are proud to present it to our staff, volunteers, donors and the citizens we serve in all U.S. congressional districts.
HFSA President and Chairman Eric Brown"

Ellie Kaye - President
HeroesatHome.com

Our Lenders:
We only work with:
Direct “in-house” Lenders
Not Brokers
Lending in all 50 states
Conventional, HomeReady, FHA, and VA



Heroes Come First™ represents a team of experienced mortgage professionals who are passionate about serving heroes and their families. We work for a federally chartered bank owned mortgage company able to lend in all 50 states. 
* $500 Lender Credit to Heroes for loans less than $300,000. $1000 Lender Credit to Heroes for loans over $300,000.
Heroes Come First™ is not affiliated with Homes for Heroes. All consumers maintain their rights to choose their own lender, realtor and other service providers during their purchase process.

HeroesComeFirst.com is a division of SSI Marketing Corp. for the purpose of educating and serving current and former heroes nationwide increase their savings and reduce their debt.


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